World Market
E-Mail: Password:
Quick Search:
Location:

Crossword Puzzles

Calco GROUP PROGRAM    

Calco’s promise

Our Group Program is based on common sense. It’s clean and honest. The business plan of our Group Program is practically identical to that of the common fire and casualty insurance agencies where many people nationwide purchase their home and auto insurance.

But, our Group Program is much SIMPLER AND EASIER than the insurance agency business. There is no office space costs, licensed employees and other office overhead.

GROUP PROGRAM DEFINITIONS    

A) Group Referrer. A Group Referrer is an individual or company that owns a $69 one-year Calco Business GROUP REFERRER world advertising account and is compensated by Calco with $4 each for Calco Personal world advertising accounts that are part of the account groups that are put together by Calco Business Group Leader world advertising accounts that are referred by the Calco Business Group Referrer.

B) Group Leader. A Calco Business Group Leader world advertising account can be an individual, company, organization, leader of a group or a business that owns a $69 one-year Calco Business Group Leader world advertising account who is referred by a Group Referrer and commits to building a single group of Calco Personal world advertising accounts (comprised of only $29 one-year Calco Personal world advertising accounts), that are connected directly or indirectly by Calco referral codes that are traceable back to the Group Leader. Calco compensates Calco Group Leader accounts $12 each for the $29 one-year Calco Personal world advertising accounts that accumulate in the group that the Calco Group Leader puts together until his group total maxes out at 1563 accounts. The Group Leader is always allowed to periodically use his Group Leader's referral code to refer additional Personal accounts to his group during its one-year term.

If one of the entities in paragraph "A" or "B" wishes to open a Group Referrer or a Group Leader account and was NOT referred by anyone, they MUST PROVIDE CALCO A WRITTEN MEMO THROUGH CALCO'S "CONTACT US" PAGE OF THEIR WISH TO OPEN A CALCO GROUP LEADER ACCOUNT or CALCO GROUP REFERRER ACCOUNT AND WERE NOT REFERRED BY ANYONE so Calco can promptly provide them a "default" referral code to enter on their new Calco Group Leader or Calco Group Referrer Registration Form.

Difference in Direct and Indirect Referrals

Example: a DIRECT REFERRAL is account "Adam" has two children who were DIRECTLY sired by Adam. His two children had three children, those three children each had two more children etc. All the additional children were not DIRECTLY sired by Adam, but they are all INDIRECTLY connected back to Adam. They ARE ALL TRACEABLE BACK TO ADAM by DNA. They are all part of Adam's family tree.

A Calco Business Group Leader starts his group by directly referring the first members of his Group with his own Group Leader's account referral code on their new account Registration Forms they submit to Calco at the website. From there on ALL the different referral codes of the new accounts IN THE GROUP ARE TRACEABLE BACK TO THE GROUP LEADER's account referral code...like a family tree.

We think our Group Program will absolutely provide ANY person of legal age, whether they are a Group Leader or the Group Referrer who referred the Group Leader who builds a group, an EASY way, regardless of age, race, education or experience to earn thousands of dollars ANNUAL INCOME PER GROUP LEADER ACCOUNT year after year with little or no maintenance! A real beauty of this is that Calco WILL CONTINUE paying the Group Leader AND the *Group Referrer who originally referred the Group Leader every year the Group Leader group's accounts renew their annual accounts *if the Group Referrer who referred the Group Leader account, originally "qualified" his Group Referrer account by referring two (2) new Calco Business Group Referrer world advertising accounts within three (3) days from when he purchased his own Calco Business Group Referrer world advertising account.

And a person, organization or business can create an additional group by simply buying an additional $69 annual Group Leader account once they have maxed out their current account with 1563 total group accounts from the single group they are allowed to build per Calco Business Group Leader account.

Both the Group Leader and the Group Leader's Group Referrer MUST EACH NEVER LET THEIR ANNUAL ACCOUNTS EXPIRE AND FAIL TO PROMPTLY RENEW THEM!

LOSS OF INCOME STREAM

1) If the Group Leader's Group Referrer fails to renew his annual account, the Group Referrer FOREVER loses his income stream from the Group Leader(s) he referred! In this scenario, the Group Leader's income flow from the group he built is UNAFFECTED by his Group Referrer's failure to keep his own one-year Group Referrer account renewed within the ten day grace period. If the Group Leader opens a second Group Leader account or when he renews his original Group Leader account and his original Group Referrer has failed to renew his Group Referrer account or is deceased, the Group Leader MUST contact Calco for a default Group Referrer code to use when he renews his Group Leader account or opens an additional Group Leader account. Group Referrer accounts cannot transfer their account ownership to another entity.

2) If the Group Leader lets his one-year Group Leader account expire and fails to renew it, BOTH HE AND THE GROUP REFERRER will result in forever loosing the income stream from the group the Group Leader built with the Group Leader account that expired and was not renewed within the ten day grace period. Group Leader accounts cannot transfer their account ownership to another entity.

The Group Leader STARTS THEIR GROUP by personally referring a minimum of at least six (6) or more RELIABLE people who will each open a Calco $29 one year Personal World advertising account and each promise the Group Leader they will then “qualify” it by referring two new Calco $29 one-year world advertising accounts that open their new Personal advertising accounts with the referring Personal advertising account's referral code on their new account Registration Form they submit to Calco. The referral code system connects ALL the group's accounts together like Adam's family tree example described above.

It is EXTREMELY IMPORTANT THAT ALL NEW GROUP ACCOUNT PARTICIPANTS ARE ALWAYS TOLD THEY MUST QUALIFY THEIR ACCOUNTS!!! And, they MUST ALSO ALWAYS EACH EMPHATICALLY TELL THEIR TWO REFERRALS THEY TOO MUST QUALIFY THEIR ACCOUNTS!!!

When they "qualify" their new account by referring two new one-year Calco $29 Personal world advertising accounts that open their new accounts with the referring Personal account's referral code entered on their new account's Registration Form they submit to Calco, Calco rewards them with the very valuable Calco Discount Card.  There are several ways a Group Leader can incentivize a new account to "qualify" their account without it costing the Group Leader any money.

The Group Leader if he wishes, can continue to refer new accounts to his group in the SAME Group Leader account as long as he understands all his group referrals in that specific Group Leader account added all together will max out his total compensation for this Group Leader account when combined they all total 1563 accounts for that Group Leader account. The Group Leader's group account total that falls short of the 1563 maximum group account total will carry into his account's next one-year term and continue to grow. In this scenario, Calco will continue paying the Group Leader and his Group Referrer for an existing group's NEW GROWTH SINCE ITS WAS LAST PAID until this group total maxes out at 1563 accounts.

There are several ways a Group Leader can incentivize his group participants to qualify their accounts without it costing the Group Leader any money!

When the Group Leader's group he is building within a specific Group Leader account reaches 1563 total accounts within its one-year term, the Group Leader will receive a  maximum compensation from Calco of over $18,000 ($12 per account in his group) and the Group Leader’s Group Referrer will receive a maximum compensation from Calco of a little over $6,000 ($4 per account in the group) within about a year from when the group was started IF about 60% of the group's accounts "qualify" their accounts (by referring two new Calco $29 one-year Personal world advertising accounts) enabling the group total to reach 1,563 accounts.

The first payments are made the month AFTER the month when the group is begun.

Thereafter, both the Group Leader and the Group Referrer are each paid again for each account added to the Group's total from the month before, regardless of the number of accounts in the increase

Remember, THERE IS NO GUARANTEE that Group Referrers and the Group Leaders they refer will each be paid the maximums if the Group Leaders' total number of accounts in their group do not average at least 60% of them "qualifying" their account by each referring two new accounts to the group. If  a Group Leader account's group total of group accounts falls short of the 1,563 max total by the end of the account's one year term, both the Group Leader and the Group Leader's Group Referrer will still be paid $12 per account and $4 per account respectively for the smaller total of group accounts in the Group Leader's account.

Important. GROUP REFERRERS may refer as many Group Leaders and Group Referrers as they wish!

GROUP LEADERS may refer as many new accounts for their single group as they wish as long as they haven't maxed out their Group Leader account with 1,563 group accounts. It is mandatory that the Group Leader always USES THE REFERRAL CODE OF HIS ORIGINAL GROUP REFERRER on each new Group Leader account he opens or a default code if a circumstance occurs as explained above.

Remember, unlike insurance companies or agencies that pay sales  “commissions” or salaries to their licensed employees or agents for “selling” their fire and casualty  insurance policies, Calco doesn’t use employees or agents to “sell” our advertising accounts.

Instead, Calco “compensates” our advertising account owners when they “refer” someone to purchase a Calco advertising account…just like utility companies, banks and other businesses commonly offer their existing customers monetary incentives to “refer” new customers to their businesses. Our Calco advertising account owners ARE NOT CALCO EMPLOYEES and have no authority to "SELL" Calco advertising accounts. However, they are permitted to "refer" Calco advertising accounts and be compensated for their referrals.

There is no investment required other than you must pay $69 for a one year Calco Business GROUP REFERRER world advertising account, a $69 one year Calco Business GROUP LEADER world advertising account or $29 for a one year Calco PERSONAL world advertising account. No license is required, no office, employees or overhead other than the cost of high quality brochures (if you choose to use them) for handing out that we think will cost about an estimated 25 cents or less each. 

The brochures are intended to do the “referring” for the referrer by explaining the incredible opportunity the Calco’s Group Program offers. In other words, the brochure should provide all the details of how the program works so the referrer won’t have to explain it. 

The estimated twenty five cents or less each costs for the brochures including shipping and any applicable sales tax is only an estimate since we haven't received bids from printers yet. We HIGHLY RECOMMEND you use them! Once the brochures are produced, they can be purchased in lots of 100.  There will be an order form for brochure purchases in our new site once the new site is completed and launched.


Please click here for more details covering how our Group Program works.
 

 

All this information provided here will be provided by our brochures practically verbatim. This information is divided into two sections. 

Section A is an outline of how the program works. Section B is all the details of the program that we could think of in an effort to not accidentally omit any info you might seek. 

Last, please be sure to fully read both Section A and Section B before asking us any questions regarding the Group Program. If you can’t find the answer to a specific question you have, please email us your question through our “Contact us” page at the worksite...www.calcoworldmarket.com.

 

How the Calco Group Program Works:

Section A

SA-1 You can join our Group Program by going to our temporary worksite www.calcoworldmarket.com and opening a new Calco Business GROUP REFERRER world advertising account.

Business GROUP LEADER accounts, Personal accounts and the posting of ads will not be available until the Grand Launch day of the new site. Calco is offering incentives to pre-launch purchasers of Business GROUP REFERRER accounts.

*A Business Group Referrer account cannot build groups. This type of account can presently only refer new Calco Business Group Referrer world advertising accounts. Once the new site is launched it can be used for its primary purpose which is to refer new Calco Business Group Leader accounts, post ads, have a Business Listing with a live link to its own website and links to any ads posted and earn eligibility to qualify for the Calco Discount Card.
*Calco is currently accepting ONLY NEW BUSINESS GROUP REFERRER ACCOUNTS  so that we can have sufficient time to put together a large number of Business Group Referrers nationally who can be ready to each refer two or three Calco Business Group Leaders to open their accounts on our new site's Grand Launch day. 

Our Group Referrers will want to use their Group Referrer account to refer as many Group Leader accounts as they can and began making some serious money.

A Calco Group Referrer's potential maximum income is $6,252 per single Group Leader account that maxes out with a 1563 group total.  The same Calco Group Leader who was referred by the Group Referrer above will receive from Calco a total of $18,756 for building his group(s) total of 1563 accounts.

The Group's Referrer and his referred Group Leader will continue being paid for those same accounts that renew their annual accounts in following years if 1) the referred Group Leader that built those group accounts keeps his account renewed and 2) the Group Referrer of the referred Group Leader keeps his Group Referrer account renewed.

The current www.calcoworldmarket.com worksite's Business advertising account information page will provide you information covering the two different types of Business Advertising accounts we offer. Either Business account selection can earn eligibility for the Calco Discount Card.

SA-2 Once the new site is launched, in order to participate in our Group Program, you will need to open either a Business Group Referrer account or Business Group Leader account, whichever one best suits your intentions. If you intend to refer Group Leaders or Group Referrers, then you will need to have a Business Group Referrer account. 

If you ONLY intend to BUILD your own group, then you should purchase a Business Group Leader account. If later, you decide you would also like to refer new Group Leaders or new Group Referrers, you would simply open a second account which would be a Group Referrer account using a different username for your second account. Calco can never sell more than one account using the same username.

LIMITATIONS

Group Leader accounts may build only one group in a single Group Leader account until the total number of accounts in their group reaches 1,563. Once their group total reaches 1,563 accounts the Group Leader will have to open an additional Group Leader account with a new username for the new account if they wish to build an additional group account.

So, a Group Leader may build as many groups as they wish, but they must purchase an additional Group Leader account for each new group they build after their previous Group Leader account maxes out with the total of 1,563 group accounts.

VERY IMPORTANT. The worksite will process and set up your new account…but, DO NOT post any ads or make any Group Leader referrals (if you open a new Group Referrer account) until our new site is launched. Your account info you enter on our temporary work site will be transferred over to our new site when it is completed just before it is launched. The early account you open will receive A FULL ONE YEAR TERM from the date of our new site’s Launch date.

SA-3 Once our new site is launched, after opening your Group Referrer or Group Leader account, you MUST open a FREE PayPal business account. Your PayPal account username info will need to be entered in the PayPal window on the Profile page of your new account so we can pay you your earned compensations.

SA-4 Then, you do nothing until our official CalcoWorldMarket.com site is launched.    

SA-5 On Calco’s new site’s official launch date, if you already have your Group Referrer account, you are asked to refer at least two or three new Group Leader accounts to each open their new Calco Group Leader Business advertising account.    

SA-6 On our new site’s launch day, Group Leader’s can open their new Group Leader account and begin building their group of accounts which must be composed of only Calco Personal world advertising accounts. So, the Group Leader’s own Calco Business Group Leader world advertising account is not counted as part of the group total even though the Group Leader directly referred the first six or more members of the group.

SA-7 During the month following the month your referred Group Leader(s) began building their group(s), Calco pays your referred Group Leader(s) $12 per account in their group(s) through their PayPal account.    

SA-8 You, the Group Leader’s referrer in the scenario above, are paid $4 per group account for your referred Group Leader's group accounts through your PayPal account the username of which is entered in the PayPal window of the Profile page of your Group Referrer account.

SA-9 Your unique Calco Business Group Referral code will be located on your Group Referrer account's Profile page. Your Calco Business Group Leader Referral code will be located on your Group Leader account's Profile page.

SA-10 Thereafter, in subsequent months, the Group’s Referrer and referred Group Leader are each paid monthly for additional accounts added to the group. Compensations are always paid during the month following the month the additional accounts are added to the group’s total.

 

Section B—Group Program details   

Substantial potential Income ($18,756 per  group) for the Group Leader and $6,252 for the Group Leader’s Group Referrer)  when and if:

SB-1 You the Group Referrer, using your Calco Business Group Referrer account, refer a Group Leader who must first open a Calco Business Group Leader account and MUST ENTER your Group Referrer’s referral code on their New Group Leader Account Registration Form they complete.Your newly referred Group Leader then submits their completed new Group Leader Registration Form at the Calco site.

They will be taken to the payment page that PayPal administers. No cash or checks are accepted for payment. Payment can be with any debit/credit card that PayPal accepts. PayPal offers a no-interest, four payment finance plan for the new account purchase price to eligible borrowers.

After payment for their new account is accepted by PayPal, the new Calco Business Group Leader is automatically taken to the Calco World Market landing page where they can log in to their new account. They are asked to immediately fill out their account’s Profile page and change their account login PASSWORD to a STRONG PASSWORD!

SB-2 After the Group Leader purchases a $69 one year Calco Business Group Leader advertising account and refers at least six (6) or more new accounts to start his group. Six (6 ) is not required but a Group will build much faster if started with the largest number possible by the Group Leader. The Group Leader can always continue periodically to refer additional new accounts to his group to help it grow faster.

SB-3 The six (6) new accounts must always be Personal accounts. Group accounts can NEVER INCLUDE ANY TYPE of BUSINESS ACCOUNT. Next, within three days, the first six accounts each refer two new accounts, resulting in twelve (12) new accounts.

SB-4 Within three days, the twelve (12) new accounts each refer two new accounts resulting in twenty four (24) new accounts.

SB-5 So far in this example, there will be approximately forty two (42) accounts in the group. 6 + 12 + 24 = 42

SB-6 The group total should then easily, on its own, continue to grow. Why? We think most accounts will want to “qualify” their account by referring two new Calco $29 Personal advertising accounts for a very good reason.

SB-7 When they qualify their account, they immediately receive a link in the Profile page of their account where they can print out multiple copies of the valuable Calco Discount Card that can be laminated and cut to the dimensions of a credit card. The card can be carried by every member of their household to present to businesses who advertise on the Calco site. And, we expect there will be hundreds of thousands if not millions of business advertisers on the site who will honor their Calco Discount Card!!! The product or service a business will choose to discount when they are presented the Calco Discount card is at the sole discretion of the business that is presented the card.

All Calco business advertisers are REQUIRED to honor the card with some kind of discount on their products or services. But the discount card can always be a handy negotiating tool in the hands of a Calco shopper.

SB-8 As a Group Referrer in our Group Program, you and the Group Leader can each POTENTIALLY each earn some substantial additional income without interfering with your present work. Of course, the business that participates in Calco's advertising opportunity should obviously experience a measurable increase in their business volume as well.

SB-9 And group building can be easy for the Group Leader because “qualifying” a new account is easy and common sense! Why? Because a person can purchase a Calco Personal one-year worldwide advertising account for only $29 if they don’t intend to enroll in Calco’s Group Program and refer two new $29 Personal accounts in order to qualify their account and receive the Calco Discount card for all their family.

SB-10 A conscientious person should ALWAYS ask the person you are considering referring if they know about or have read Calco’s Group Program info before they purchase an account. 

Additionally, a person CANNOT refer their own account to themself in an attempt to receive double payments eg. being paid for building a group and for referring their own group. An action such as this will result in the removal of this person or organization from our Group Program if Calco learns about it. If you heard about our program and want to go ahead and purchase a Group Leader account, you MUST contact Calco in writing through our "Contact us" page and request a default code for your new account Registration Form you submit to Calco for your new Group Leader account if no one referred you.

SB-11 When an account becomes qualified, it can print out multiple copies of our unique, very valuable Calco Discount Card so that EVERY member of their family can carry a copy of the card. The link for printing out copies of the account’s Calco Discount Card will automatically appear on the account owner’s Profile page the minute they qualify their account with their second referral.

So remember, EVERY business that advertises on the Calco site IS OBLIGATED to honor the Calco Discount Card with some kind of discount when it is presented. The product or service sold by the business that is discounted and the amount of the discount is at the full discretion of the business!    

So, a one-year Calco worldwide advertising account can easily be qualified to receive the Calco Discount Card.     

SB-12 The versatile worldwide advertising account can be used for posting ads that appear locally only, a cherry-picked group of cities, state-wide, a cherry picked group of states, nationwide, a foreign country, selected group of foreign countries or worldwide…the ad poster’s choice every time they post an ad!    

And the account holder can change or edit their ad as often and as many times as they wish! There are no hidden charges of any kind…no “up selling” pressures of any kind. No nickle and diming you with hidden charges and fees!

SB-13 If the Group Leader’s Group Referrer doesn’t renew their own one year account that may expire during the group building of one or more of the Group Leaders that the Group Referrer had referred, the Group Referrer will cease receiving compensations payments effective the last day of the month following the month his Group Referrer account expired and was not renewed. 

SB-14 Calco Ads LLC which owns and operates the www.calcoworldmarket.com website in no way can guarantee the rate of growth or expansion of a Group Leader’s group’s total number of accounts. Calco EXPECTS the group size totals to grow continuously from month to month which COULD POTENTIALLY bring a substantial total one year payout to the Group  Leader and the Group’s Referrer (you), all depending on the number of accounts in your referred Group Leaders’ groups’ monthly growth.

SB-15 The Group Leader or a member of his group are free to refer additional new accounts into the group BEFORE the group reaches its maximum total of 1,563 for any payouts for that particular group. If a group's total number of accounts exceeds the total 1,563 maximum, there is no harm done. But, Calco will not compensate the Group Leader or its Group Referrer for any accounts in a Group Leader's group that exceed the 1,563 maximum for that account. 

SB-16 All Group Referrers are asked to help Calco build our number of Group Referrers by each referring two or more additional Group Referrers within three (3) days from the date when they joined Calco's Group Referral program by purchasing their own Calco Business Group Referrer world advertising account.

Any Calco Business Group Referrer who refers TWO or more new Calco Business Group Referrers to Calco within three (3) days from purchasing their own new Calco Business Group Referrer account, BEFORE the Grand Launch date of the new Calco site, will continue to be paid $4 per account in the groups of Calco Group Leader accounts the Group Referrer referred until 1) the Group Leader account he referred expires and is not renewed, or 2) the Group Referrer's own account expires and is not renewed in which case the Group Referrer will receive their last payment(s) for any and all group accounts of Group Leader accounts the Group Referrer referred, on the last day of the month the Group Referrer would have normally been paid or 3) any of his referred Group Leader groups max out at 1563 accounts.

Otherwise, the Group Referrer will continue to receive compensations from Calco for active Group Leader accounts he referred for life until he fails to renew his own Group Referrer account or the Group Leader account)s) he referred fail to renew their account or they max out with 1563 accounts in their group.

SB-17 The word "team" used above is not meant to infer or imply that the newly enrolled Calco Business Group Referrer advertising accounts that a Group Referrer referred are under any "control" or authority by the Calco Group Referrer who referred them to purchase a Group Referrer account, since they ARE NOT. They work for no one but themselves.    

SB-18 It will probably be close to a couple of months before our new market site will be completed. In the interim, we will be putting together our national network of Group Referrers so that it will be completed and ready at about the same time the site construction is completed, tested and ready for our Grand Launch.

SB-19 The one year accounts of all Group Referrers and Group Leaders will begin effective the date the new site is launched so that all accounts will have a full one year term. Both Group Referrers and Group Leaders will need to have their required PayPal business accounts (PayPal business accounts are free to open) opened and entered in their Profile page so they can receive their compensation earnings from Calco.       

SB-20 Building a substantial income using the Calco Group Program should provide hope for many people who have been having to live from paycheck to paycheck, a relatively easy way to achieve an easier life for themselves and their family. 

The reason it should be easy for the referrer is your job is to find people or organizations that this program will benefit. And then hand them our brochure with your referral code clearly stamped on the brochures you hand out that will explain the program for you. Or, without a brochure to do the explaining, send them to this page for the Group Program information. You will also ask them to go to our temporary worksite and  read both the Calco Personal and Calco Business advertising account information pages. Our worksite address is www.calcoworldmarket.com

SB-21 Our Calco account holders will NEVER SELL Calco advertising accounts to anyone. They will ALWAYS REFER accounts...NEVER SELL accounts! Our Calco advertising account holders have no permission or authorization to represent or SELL Calco accounts.    

SB-22 After you open your own advertising account and login, you can click on “Extras” on your account owner’s menu and view a sampling of business types that may prove useful in thinking of prospects to refer for our Group Program. Prospects for our Group Program are almost “countless”.     

Churches, grocery markets, department stores, new and used car dealers, trucks, farm equipment, dry cleaners, hardware, clothing and countless other businesses that have customer floor traffic or customer contact such as roofers for example, can find numerous ways to profit from our program in addition to their Group Leader’s group compensation income.

SB-23 There are many ways an individual, organization or business can ensure that the group they are building can quickly reach high total group numbers. They can offer incentives to new accounts that join their group who qualify (qualifying an account is simply referring two new Personal accounts) their account. 

The incentives don’t have to cost the Group Leader anything. One example would be to offer a deal to his first 100 group members to join his group and qualify” their account, will each receive an accumulated total of discounts on their purchases of products or services from his business that doubles the amount they paid for their Calco account. Their discounts in this example would be discounts from his PROFIT MARGINS on his products or services, never his costs.

SB-24 After your Group Leader prospect has read the information on this page and read the information pages for the three types of advertising accounts Calco offers, they should call you, the referrer, and tell you whether or not they want to start a group. If the potential new Group Leader tells you they want to start a group, you ask them if they have any final questions.     

SB-25 Never guess at answers to any questions they may ask you. Be truthful and precise with your answers.    

SB-26 If you are not sure how to accurately answer their questions, refer them back to the Calco site where they should submit their question to a Calco agent through Calco’s “Contact us” page. Calco will not tolerate the use of dishonesty in any form by our Group Referrers or Group Leaders when dealing with Calco’s existing or potential customers.    

PROCEDURE FOR REFERRING AND BUILDING A NEW GROUP IN OUR GROUP PROGRAM 

SB-27 Get your new Group Leader to open a new one-year Calco Business Group Leader advertising account with the special *Group Referrer Code of the  person, (you, the Group Referrer) who referred them, correctly entered in the Referral Code window of the new account Registration Form, at the Calco site. They submit the properly filled out form by clicking on the button below the Registration Form and are taken to the payment page which which is administered by PayPal. After PayPal accepts their payment they are taken to the Calco site where they login to their new account.

SB-28 Referral Codes Caution! Everyone MUST use extreme caution when entering referral codes on new account Registration Forms that are submitted to Calco. If Calco receives a Registration Form with an incorrectly entered referral code, it is IMPOSSIBLE for Calco to correct or change the referral code.

So, be very careful!!! Your referral code MUST be entered EXACTLY (the letters might be UPPER or LOWER case, so pay attention to this) as it appears on your Profile page!

SB-29 Next, the Group Leader refers each of six (reliable people, more is better if the Group Leader is able) from their organization or customers to also EACH open a new one-year Calco advertising account with the GROUP LEADER'S REFERRAL CODE (located on the Group Leader’s Profile page) correctly entered on the Calco new advertising account REGISTRATION FORM they each submit with their payment to Calco at the NEW Calco website.

SB-30 It’s very important these first 6 people of the group MUST ALL BE SURE that everyone of them correctly enters the GROUP LEADER'S referral code on each of their new account Registration Forms they each submit to Calco for their new Calco advertising accounts! 

SB-31 Remember, members of a group being built must be ALL Calco Personal world advertising accounts. No one can buy a regular Business account, Group Leader or Group Referrer account and make it a part of a Group Leader's group the Group Leader is building.

SB-32 Remember, Group Leaders MUST ALWAYS use a Calco Business Group Leader account for building a group.

SB-33 The group’s 6 new Group account holders must each try to “qualify" their accounts within three (3) days by EACH referring at least TWO or more reliable people to each open a new Calco advertising account. The 12 resulting newly referred advertising accounts must give their absolute promise to the person who referred them that they also will “QUALIFY” their new account!

SB-34 Be sure sure from here on (including these 12 newly referred accounts) all your group’s referrals correctly enter the Referral Code OF THE PERSON WHO REFERRED THEM on the new Calco advertising account Registration Forms they submit to Calco so the individual accounts of your referred group will receive credit for referring the new accounts and have their accounts “qualified” to receive the valuable Calco Discount Card for making the referrals.

The card image will be enabled to print out numerous copies so each family can have a copy laminated and trimmed to the size of a standard credit card to use and save many times the $29 Personal account one- year cost.

SB-35 Next, these 12 new accounts that the 6 original accounts referred, MUST each ABSOLUTELY GUARANTEE to their referrer that they will "QUALIFY" their new accounts by each referring two or more new Calco advertising accounts who will ALSO each refer two or more new Calco advertising accounts.

SB-36 Again, it is very important that the resulting 24 new account referrals correctly enter the referral code of the person who referred them on their new Calco advertising account Registration Forms they  each submit to Calco so the account that referred them will receive “qualification” for referring them.

SB-37 After adding 24 additional accounts to the group using the numbers above, there should be a total number of 42 accounts in the group (6 + 12 + 24 = 42). If any of the newly referred accounts can’t qualify their account and keep their promise to do so, they should always let their referrer know so the referrer can make up for the broken promise by making additional referrals.     

SB-38 The group numbers used in our example above are not imperative. They are only an example for the approximate numbers necessary for a group to easily continue to grow from here on IF the new members added average 55% to 60% of them qualifying their accounts by each referring two new accounts to add to the group. Remember, ONLY regular Personal advertising accounts can be a part of the group.

All the referred group accounts should be AWARE OF THE IMPORTANCE of getting their two referrals and if they can't, they should tell their referrer so the referrer can find replacements for any shortages in the number of newly referred accounts.    

SB-39 Again, we “know” a group’s total of new accounts should continue to easily increase, ON ITS OWN, MONTHLY WITH NO FURTHER EFFORT BY THE GROUP OR GROUP LEADER If from here on 55% to 60% of the new members qualify their accounts. 

SB-40 A Group Leader is always free to refer additional accounts to their group during their accounts one year term, but cannot start a second group with this same account. If the Group Leader ever wishes to build a second group, they can simply purchase an additional Calco Business Group Leader advertising account using the same Group Referrer’s referral code they used when they opened their first Group Leader account.

SB-41 Remember, a group total will be comprised of directly referred new accounts AND indirectly referred new accounts that are connected to directly and indirectly referred accounts. An example of indirectly referred accounts is the new accounts referred by directly referred accounts and indirectly referred accounts in order to "qualify " their accounts. 

Also, all accounts in a group will have qualified (if they got their two referrals) for receiving the valuable Calco Discount Card which should easily save them and their families multiples of the cost of their account by using their card shopping the many thousands of business advertisers the Calco market will eventually have that will honor their discount card during the one year life of their Calco Discount Card!    

SB-42 The Calco site administrator can easily see the current total of the accounts in a Group Leader’s group any time by simply clicking on the Group Leader’s username and their group total will appear. The Group Leader will also be able to check his group’s current total anytime.    

SB-43 A Group Leader and the Group’s Referrer will not be paid for new Calco advertising accounts that are referred or started as part of a new group by a Calco advertising account holder whose account is a part of an existing group. The Calco account holder would need to open their own new Calco Business Group Leader advertising account.

SB-44 If you decide to participate with Calco in this program, please email us from our "Contact us" page at the temporary worksite  as soon as you can if you intend to participate in the program. 

SB-45 The official new Calco site will be extremely user friendly. The complexity of the programming will carry top flight security and include features that are intended to drive traffic to our market.    

SB-46 Group Referrers and Group Leaders should be sure to emphasize what an incredible deal a Calco worldwide advertising account can be PLUS the large amount of dollar savings for the entire family made possible by the Calco Discount Card, a copy of which each member of the qualified account holder's family can carry by shopping what should be many thousands of business advertisers in the Calco market that are bound by the site’s rules to honor the Calco Discount Card when presented, over the course of the one year term of their Calco account! 

Which products and services and the amount of discounts is at the sole discretion of the business.

A THOUGHT TO KEEP IN MIND    

SB-47 If you were a Group Referrer and were to refer fifty (52) successful groups over a one year period (about one per week) you could potentially earn $325,104 paid out over a two year period from the date you started. It all depends on if at least 55% of the Group members “qualify” their accounts by referring at least two new Calco $29 Personal world advertising accounts. Simply handing our brochure to the right people (hand the brochure to the decision makers with your referral code and phone number clearly entered on the brochure) can potentially refer a group without having to explain our Group Program to any of them, should be extremely effective! Just be available to answer any questions they may have. If you don't hear from the ones you gave a brochure, call them after a reasonable time!

SB-48 We intend to have most of our Group Referrers committed and ready to refer their first groups on our grand launch date by about July15, 2024.

Just food for thought.   

      

              PART ONE INSTRUCTIONS

  1. Build a new account Registration Form for a new $69 Calco Business Group Referrer advertising account.
  2. Build a unique referral code to be automatically assigned to each new Calco Business Group Referrer account. The assigned referral code will be immediately viewable on the new Group Referrer's Profile Page as soon as the new account is purchased. Also, a printable picture of Calco's newly designed Discount Card will immediately be available on his Profile Page after he qualifies his new account by referring his second new Calco advertising account. There will be a new sentence appear immediately when he qualifies his own account. The new sentence will serve as a link he clicks on in order to see and print as many copies of the Discount Card that he wishes. The first Group Referrer referral code shall begin with GR24 (always upper case letters) followed with numerals beginning with 1. The "24" represents the last two digits of the year in which the new account was opened. So, the first Group Referrer account’s referral code will be GR241, the second Group Referrer account’s referral code will be GR242, third will be GR243 etc.
  3. Coding must be built to enable both the website’s admin AND the Group Referrer to click on the Group Referrer's referred Group Leader's account username at anytime and see the Group Leader’s group’s current TOTAL NUMBER of directly and indirectly referred accounts that are connected by referral codes that comprise his group and can be traced back to the Group Leader’s own Group Leader account that referred the first referrals that started his group. The Group Leader’s Group Referrer  should, in some way, ALSO be able to see the current group totals of any Group Leaders the Group Referrer referred. We DO NOT WISH for the Group Leader OR the Group Leader’s Group Referrer to be able to see the usernames of the accounts of a group. We are ONLY interested in the totals of accounts in groups at any given time being accessible to the Group Leaders and their Group Referrers. The Group Leader should always directly refer his first six or more group accounts to start his group. The Group Leader’s own account IS NOT counted as a part of his group's total of accounts in his group.

 

                 THE END OF PART ONE

 

 

      

 

 

      

 

      

  

    

 

    

    

 

    

   

 

 

 

 

 

 

 

    

 

    

 

    

 

    

 

    

 

 

 

 

 

 

    

 

    

 

    

 

    

 

    

    

    

    

 

       

     

    

 

 

 

    

 

    

 

    

 

      

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1 New York-Newark-Jersey City, NY-NJ-PA MSA  19,617,869 20,140,470 −2.59%  
2 Los Angeles-Long Beach-Anaheim, CA MSA 12,872,322 13,200,998 −2.49%  
3 Chicago-Naperville-Elgin, IL-IN-WI MSA   9,441,957 9,618,502 −1.84%  
4

Dallas-Fort Worth-Arlington, TX MSA

7,943,685

 

7,637,387 +4.01%  
5 Houston-The Woodlands-Sugar Land, TX MSA   7,340,118 7,122,240 +3.06%  
6

Washington-Arlington-Alexandria, DC-VA-MD-WV MSA

     

6,373,756 6,385,162 −0.18%  
7 Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA   6,241,164 6,245,051 −0.06%  
8 Atlanta-Sandy   Springs-Alpharetta, GA MSA.     6,222,106 6,089,815 +2.17%  
9 Miami-Fort Lauderdale-Pompano Beach, FL MSA.    6,139,340 6,138,333 +0.02%  
10 Phoenix-Mesa-Chandler, AZ MSA 5,015,678 4,845,832 +3.50%  
11 Boston-  Cambridge-   Newton, MA-NH MSA 4,900,550 4,941,632 −0.83%  
12 Riverside-San Bernardino-Ontario, CA MSA 4,667,558 4,599,839 +1.47%  
13 San Francisco-Oakland-Berkeley, CA MSA  4,579,599 4,749,008 −3.57%  
14 Detroit–Warren–Dearborn, MI MSA 4,345,761 4,392,041 −1.05%  
15 Seattle-Tacoma-Bellevue, WA MSA 4,034,248 4,018,762 +0.39%  
16 Minneapolis-St. Paul-Bloomington, MN-WI MSA 3,693,729 3,690,261 +0.09%  
17 Tampa-St. Petersburg-Clearwater, FL MSA.   3,290,730 3,175,275 +3.64%  
18 San Diego-Chula Vista-Carlsbad, CA MSA    3,276,208 3,298,634 −0.68%  
19 Denver-Aurora-Lakewood, CO MSA.    2,985,871 2,963,821 +0.74%  
20 Baltimore-Columbia-Towson, MD MSA.    2,835,672 2,844,510 −0.31%  
21 St. Louis, MO-IL MSA.    2,801,319 2,820,253 −0.67%  
22 Orlando-  Kissimmee-Sanford, FL MSA 2,764,182 2,673,376 +3.40%  
23 Charlotte-Concord-Gastonia, NC-SC MSA 2,756,069 2,660,329 +3.60%  
24 San Antonio-New Braunfels, TX MSA 2,655,342 2,558,143 +3.80%  
25 Portland-Vancouver-Hillsboro, OR-WA MSA 2,509,489 2,512,859 −0.13%  
26 Austin-Round Rock-Georgetown, TX MSA  2,421,115 2,283,371 +6.03%  
27 Sacramento-Roseville-Folsom, CA MSA  2,416,702 2,397,382 +0.81%  
28 Pittsburgh, PA MSA  2,349,172 2,370,930 −0.92%  
29 Las Vegas- Henderson-Paradise, NV MSA 2,322,985 2,265,461 +2.54%  
30 Cincinnati, OH-KY-IN MSA 2,265,051 2,256,884 +0.36%  
31 Kansas City, MO-KS MSA 2,209,494 2,192,035 +0.80%  
32 Columbus, OH MSA  2,161,511 2,138,926 +1.06%  
33 Indianapolis-Carmel-Anderson, IN MSA  2,141,779 2,111,040 +1.46%  
34 Cleveland-Elyria, OH MSA  2,063,132 2,088,251 −1.20%  
35 Nashville-Davidson– Murfreesboro–Franklin, TN MSA 2,046,828 1,989,519 +2.88%  
36 San Jose-Sunnyvale-Santa Clara, CA MSA 1,938,524 2,000,468 −3.10%  
37 Virginia Beach-Norfolk-Newport News, VA-NC MSA  1,806,840 1,799,674 +0.40%  
38 Jacksonville, FL MSA  1,675,668 1,605,848 +4.35%  
39 Providence-Warwick, RI-MA MSA  1,673,802 1,676,579 −0.17%  
40 Milwaukee-Waukesha, WI MSA  1,559,792 1,574,731 −0.95%  
41 Raleigh-Cary, NC MSA  1,484,338 1,413,982 +4.98%  
42 Oklahoma City, OK MSA  1,459,380 1,425,695 +2.36%  
43 Richmond, VA MSA  1,339,182 1,314,434 +1.88%  
44 Memphis, TN-MS-AR MSA  1,332,305 1,337,779 −0.41%  
45 Louisville/Jefferson County, KY-IN MSA  1,284,553 1,285,439 −0.07%  
46 Salt Lake City, UT MSA  1,266,191 1,257,936 +0.66%  
47 New Orleans-Metairie, LA MSA  1,246,176 1,271,845 −2.02%  
48 Hartford-East Hartford-Middletown, CT MSA  1,221,725 1,213,531 +0.68%  
49 Buffalo-Cheektowaga, NY MSA  1,161,192 1,166,902 −0.49%  
50 Birmingham-Hoover, AL MSA  1,116,857 1,115,289 +0.14%  
51 Grand Rapids-Kentwood, MI MSA  1,094,198 1,087,592 +0.61%  
52 Rochester, NY MSA  1,081,152 1,090,135 −0.82%  
53 Tucson, AZ MSA  1,057,597 1,043,433 +1.36%  
54 Tulsa, OK MSA  1,034,123 1,015,331 +1.85%  
55 Fresno, CA MSA  1,015,190 1,008,654 +0.65%  
56 Urban Honolulu, HI MSA  995,638 1,016,508 −2.05%  
57 Worcester, MA-CT MSA  980,137 978,529 +0.16%  
58 Omaha-Council Bluffs, NE-IA MSA 976,671 967,604 +0.94%  
59 Bridgeport-Stamford-Norwalk, CT MSA  962,946 957,419 +0.58%  
60 Greenville-Anderson, SC MSA  958,958 928,195 +3.31%  
61 Albuquerque, NM MSA  919,543 916,528 +0.33%  
62 Bakersfield, CA MSA  916,108 909,235 +0.76%  
63 Knoxville, TN MSA  907,968 879,773 +3.20%  
64 Albany-Schenectady-Troy, NY MSA  904,617 899,262 +0.60%  
65 North Port-Sarasota-Bradenton, FL MSA  891,411 833,716 +6.92%  
66 McAllen-Edinburg-Mission, TX MSA 888,367 870,781 +2.02%  
67 Baton Rouge, LA MSA  873,060 870,569 +0.29%  
68 El Paso, TX MSA  872,195 868,859 +0.38%  
69 Allentown-Bethlehem-Easton, PA-NJ MSA  871,229 861,889 +1.08%  
70 New Haven-Milford, CT MSA 869,527 864,835 +0.54%  
71 Columbia, SC MSA  847,686 829,470 +2.20%  
72 Oxnard-Thousand Oaks-Ventura, CA MSA  832,605 843,843 −1.33%  
73 Charleston-North Charleston, SC MSA 830,529 799,636 +3.86%  
74 Cape Coral-Fort Myers, FL MSA 822,453 760,822 +8.10%  
75 Dayton-Kettering, OH MSA  812,595 814,049 −0.18%  
76 Boise, ID MSA  811,336 764,718 +6.10%  
77 Stockton, CA MSA 793,229 779,233 +1.80%  
78 Lakeland-Winter Haven, FL MSA 787,404 725,046 +8.60%  
79 Greensboro-High Point, NC MSA 784,101 776,566 +0.97%  
80 Colorado Springs, CO MSA 765,424 755,105 +1.37%  
81 Little Rock-North Little Rock-Conway, AR MSA 757,615 748,031 +1.28%  
82 Des Moines-West Des Moines, IA MSA  729,053 709,466 +2.76%  
83 Provo-Orem, UT MSA 715,001 671,185 +6.53%  
84 Ogden-Clearfield, UT MSA  713,839 694,863 +2.73%  
85 Deltona-Daytona Beach-Ormond Beach, FL MSA 705,897 668,921 +5.53%  
86 Poughkeepsie-Newburgh-Middletown, NY MSA  703,486 697,221 +0.90%  
87 Akron, OH MSA 697,627 702,219 −0.65%  
88 Springfield, MA MSA 694,523 699,162 −0.66%  
89 Winston-Salem, NC MSA 688,471 675,966 +1.85%  
90 Madison, WI MSA 687,077 680,796 +0.92%  
91 Durham-Chapel Hill, NC MSA 664,310 649,903 +2.22%  
92 Syracuse, NY MSA 653,633 662,057 −1.27%  
93 Wichita, KS MSA 650,039 647,610 +0.38%  
94 Toledo, OH MSA 640,384 646,604 −0.96%  
95 Palm Bay-Melbourne-Titusville, FL MSA 630,693 606,612 +3.97%  
96 Augusta-Richmond County, GA-SC MSA 624,083 611,000 +2.14%  
97 Harrisburg-Carlisle, PA MSA 603,493 591,712 +1.99%  
98 Spokane-Spokane Valley, WA MSA 597,919 585,784 +2.07%  
99 Jackson, MS MSA 583,197 591,978 −1.48%  
100 Fayetteville-Springdale-Rogers, AR MSA 576,403 546,725 +5.43%  
101 Chattanooga, TN-GA MSA 574,507 562,647 +2.11%  
102 Scranton–Wilkes-Barre, PA MSA 567,998 567,559 +0.08%  
103 Portland-South Portland, ME MSA 561,576 551,740 +1.78%  
104 Lancaster, PA MSA 556,629 552,984 +0.66%  
105 Modesto, CA MSA 551,275 552,878 −0.29%  
106 Lansing-East Lansing, MI MSA 540,870 541,297 −0.08%  
107 Myrtle Beach-Conway-North Myrtle Beach, SC-NC MSA 536,165 487,722 +9.93%  
108 Youngstown-Warren-Boardman, OH-PA MSA 535,499 541,243 −1.06%  
109 Fayetteville, NC MSA 529,318 520,378 +1.72%  
110 Pensacola-Ferry Pass-Brent, FL MSA 523,146 509,905 +2.60%  
111 Port St. Lucie, FL MSA 520,710 487,657 +6.78%  
112 Lexington-Fayette, KY MSA 517,916 516,811 +0.21%  
113 Huntsville, AL MSA 514,465 491,723 +4.62%  
114 Reno, NV MSA 500,915 490,596 +2.10%  
115 Killeen-Temple, TX MSA 496,228 475,367 +4.39%  
116 Springfield, MO MSA 487,061 475,432 +2.45%  
117 Santa Rosa-Petaluma, CA MSA 482,650 488,863 −1.27%  
118 Lafayette, LA MSA 481,125 478,384 +0.57%  
119 Visalia, CA MSA 477,544 473,117 +0.94%  
120 Asheville, NC MSA 476,072 469,015 +1.50%  
121 York-Hanover, PA MSA 461,058 456,438 +1.01%  
122 Vallejo, CA MSA 448,747 453,491 −1.05%  
123 Santa Maria-Santa Barbara, CA MSA 443,837 448,229 −0.98%  
124 Salisbury, MD-DE MSA 439,032 418,046 +5.02%  
125 Salem, OR MSA 436,317 433,353 +0.68%  
126 Salinas, CA MSA 432,858 439,035 −1.41%  
127 Reading, PA MSA 430,449 428,849 +0.37%  
128 Manchester-Nashua, NH MSA 426,594 422,937 +0.86%  
129 Mobile, AL MSA 426,533 430,197 −0.85%  
130 Fort Wayne, IN MSA 426,076 419,601 +1.54%  
131 Brownsville-Harlingen, TX MSA 425,208 421,017 +1.00%  
132 Corpus Christi, TX MSA 421,628 421,933 −0.07%  
133 Gulfport-Biloxi, MS MSA 420,782 416,259 +1.09%  
134 Savannah, GA MSA 418,373 404,798 +3.35%  
135 Flint, MI MSA 401,983 406,211 −1.04%  
136 Anchorage, AK MSA 400,470 398,328 +0.54%  
137 Canton-Massillon, OH MSA 399,316 401,574 −0.56%  
138 Naples-Marco Island, FL MSA 397,994 375,752 +5.92%  
139 Peoria, IL MSA 396,466 402,391 −1.47%  
140 Ocala, FL MSA 396,415 375,908 +5.46%  
141 Beaumont-Port Arthur, TX MSA 393,575 397,565 −1.00%  
142 Tallahassee, FL MSA 390,992 384,298 +1.74%  
143 Montgomery, AL MSA 385,460 386,047 −0.15%  
144 Shreveport-Bossier City, LA MSA 385,154 393,406 −2.10%  
145 Eugene-Springfield, OR MSA 382,353 382,971 −0.16%  
146 Trenton-Princeton, NJ MSA 380,688 387,340 −1.72%  
147 Davenport-Moline-Rock Island, IA-IL MSA 379,374 384,324 −1.29%  
148 Hickory-Lenoir-Morganton, NC MSA 368,347 365,276 +0.84%  
149 Fort Collins, CO MSA 366,778 359,066 +2.15%  
150 Ann Arbor, MI MSA 366,376 372,258 −1.58%  
151 Huntington-Ashland, WV-KY-OH MSA 354,304 359,862 −1.54%  
152 Greeley, CO MSA 350,176 328,981 +6.44%  
153 Gainesville, FL MSA 348,282 339,247 +2.66%  
154 Spartanburg, SC MSA 345,831 327,997 +5.44%  
155 Lincoln, NE MSA 342,448 340,217 +0.66%  
156 Clarksville, TN-KY MSA 336,605 320,535 +5.01%  
157 Rockford, IL MSA 335,342 338,798 −1.02%  
158 Green Bay, WI MSA 330,292 328,268 +0.62%  
159 Lubbock, TX MSA 328,283 321,368 +2.15%  
160 Boulder, CO MSA 327,468 330,758 −0.99%  
161 Columbus, GA-AL MSA 324,110 328,883 −1.45%  
162 South Bend-Mishawaka, IN-MI MSA 323,637 324,501 −0.27%  
163 Roanoke, VA MSA 314,340 315,251 −0.29%  
164 Evansville, IN-KY MSA 314,038 314,049 0.00%  
165 Kennewick-Richland, WA MSA 311,469 303,622 +2.58%  
166 Kingsport-Bristol, TN-VA MSA 311,272 307,614 +1.19%  
167 Hagerstown-Martinsburg, MD-WV MSA 302,510 293,844 +2.95%  
168 Wilmington, NC MSA 300,658 285,905 +5.16%  
169 Crestview-Fort Walton Beach-Destin, FL MSA 299,786 286,973 +4.46%  
170 Olympia-Lacey-Tumwater, WA MSA 298,758 294,793 +1.35%  
171 Duluth, MN-WI MSA 291,323 291,638 −0.11%  
172 Longview, TX MSA 291,219 286,184 +1.76%  
173 Merced, CA MSA 290,014 281,202 +3.13%  
174 Sioux Falls, SD MSA 289,592 276,730 +4.65%  
175 Utica-Rome, NY MSA 288,668 292,264 −1.23%  
176 Waco, TX MSA 283,885 277,547 +2.28%  
177 San Luis Obispo-Paso Robles, CA MSA 282,013 282,424 −0.15%  
178 College Station-Bryan, TX MSA 277,824 268,248 +3.57%  
179 Bremerton-Silverdale-Port Orchard, WA MSA 277,673 275,611 +0.75%  
180 Tuscaloosa, AL MSA 277,494 268,674 +3.28%  
181 Atlantic City-Hammonton, NJ MSA 275,638 274,534 +0.40%  
182 Cedar Rapids, IA MSA 275,592 276,520 −0.34%  
183 Amarillo, TX MSA 271,171 268,691 +0.92%  
184 Norwich-New London, CT MSA 268,681 268,555 +0.05%  
185 Laredo, TX MSA 267,780 267,114 +0.25%  
186 Erie, PA MSA 267,689 270,876 −1.18%  
187 Santa Cruz-Watsonville, CA MSA 264,370 270,861 −2.40%  
188 Lynchburg, VA MSA 263,613 261,593 +0.77%  
189 Kalamazoo-Portage, MI MSA 261,173 261,670 −0.19%  
190 Fargo, ND-MN MSA 258,663 249,843 +3.53%  
191 Yakima, WA MSA 257,001 256,728 +0.11%  
192 Charleston, WV MSA 251,914 258,859 −2.68%  
193 Fort Smith, AR-OK MSA 247,072 244,310 +1.13%  
194 Daphne-Fairhope-Foley, AL MSA 246,435 231,767 +6.33%  
195 Prescott Valley-Prescott, AZ MSA 246,191 236,209 +4.23%  
196 Binghamton, NY MSA 244,889 247,138 −0.91%  
197 Appleton, WI MSA 244,845 243,147 +0.70%  
198 Tyler, TX MSA 241,922 233,479 +3.62%  
199 Macon-Bibb County, GA MSA 233,916 233,802 +0.05%  
200 Barnstable Town, MA MSA 232,457 228,996 +1.51%  
201 Topeka, KS MSA 231,783 233,152 −0.59%  
202 Bellingham, WA MSA 230,677 226,847 +1.69%  
203 Hilton Head Island-Bluffton, SC MSA 228,410 215,908 +5.79%  
204 Rochester, MN MSA 228,073 226,329 +0.77%  
205 Burlington-South Burlington, VT MSA 227,521 225,562 +0.87%  
206 Lafayette-West Lafayette, IN MSA 226,452 223,716 +1.22%  
207 Charlottesville, VA MSA 223,825 221,524 +1.04%  
208 Las Cruces, NM MSA 223,337 219,561 +1.72%  
209 Champaign-Urbana, IL MSA 223,265 222,538 +0.33%  
210 Medford, OR MSA 221,644 223,259 −0.72%  
211 Lake Havasu City-Kingman, AZ MSA 220,816 213,267 +3.54%  
212 Athens-Clarke County, GA MSA 220,405 215,415 +2.32%  
213 Columbia, MO MSA 214,630 210,864 +1.79%  
214   212,692 203,136 +4.70%